Howard County property record for 10390 Gorman Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,680 sqft · built 1964 |
| Lot Size | 0.498 acres (21,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Sep 2019) |
| Tax Bill | $8,992 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-429653 |
| Primary APN | 06-429653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,692 sqft (0.498 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 429653 |
|---|---|
| Street Address | 10390 GORMAN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-5713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .4985 A 10390 GORMAN RD LAUREL |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606807 |
10390 Gorman Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10390 GORMAN RD, LAUREL, MD 20723-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APL FCU |
| Sep 27, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Prior Sale | May 28, 1999 · Amount on File |
| Deed Book / Page | 18915 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10390 GORMAN RD, LAUREL, MD 20723-5713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0211640112 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 21164/112 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 27, 2019 |
| Property Address | 10390 GORMAN RD, LAUREL, MD 20723-5713 |
| Document Number | 0189150087 |
| Book / Page | 18915 / 087 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8520 EDENTON CT, 8520, FULTON, MD 20759-9636 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10390 GORMAN RD, LAUREL, MD 20723-5713 |
| Document Number | 18915095 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 18915/095 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10390 GORMAN RD, LAUREL, MD 20723-5713 |
| Document Number | 0187420123 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10390 GORMAN RD LAUREL MD 207235713, LAUREL, MD 20723-5713 |
| Document Number | 0187420123 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 018742/000123 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10390 Gorman Rd was $8,992, up 3.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,992.00 (+3.75%) | $566,000 (+3.78%) | $607,200 (+11.33%) Land $300,300 Building $306,900 |
| 2025 | $8,667.00 | $545,400 Land $250,300 Building $295,100 | $545,400 Land $250,300 Building $295,100 |
| 2023 | $478,733 | $545,400 Land $250,300 Building $295,100 | |
| 2022 | $5,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10390 Gorman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10390 Gorman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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