10474 Gorman Rd, Laurel, MD 20723 Property Records

Howard County property record for 10474 Gorman Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,860 sqft · built 1993
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2022)
Tax Bill	$10,182 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-437052`

Property Details

APN / Parcel Number

Primary APN	`06-437052`
Alternative APNs	`6437052` `437052`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,860 sqft Total Area
Utility Area	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	296,208 sqft (6.8 acres)
Porch	Slab
Deck Area	400 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	437052
Street Address	10474 GORMAN RD
City	LAUREL
State	MD
Zip	20723-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	6.8 A IMP 10474 GORMAN RD SAVAGE
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606807

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10474 GORMAN RD, LAUREL, MD 20723-1168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Deed Book / Page	21657 / 336
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 5, 2022
Property Address	10474 GORMAN RD, LAUREL, MD 20723-1168
Document Number	0216570336
Book / Page	21657 / 336
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10474 GORMAN RD, LAUREL, MD 20723-1168

Mortgage

Document Number	0021657348
Date	Aug 5, 2022
Instrument	21657/348

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,433 (+2.96%)	$725,900 (+8.88%) Land $485,200 Building $240,700
2025	$10,182.00 (+58.01%) Homeowner's exemption	$666,700 (+10.42%) Land $435,200 Building $231,500	$666,700 (-) Land $435,200 Building $231,500
2023		$603,767	$666,700 Land $435,200 Building $231,500
2022	$6,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20