Shiawassee County property record for 10424 E Cole Rd, Durand, MI 48429
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-11-200-005-04 |
| Primary APN | 016-11-200-005-04 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Unfinished Basement | 1,632 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 840 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10424 E COLE RD |
|---|---|
| City | DURAND |
| State | MI |
| Zip | 48429-9494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T5N R4E COM 2376.62 FT W OF NE CORNER OF SEC S 433.45 FT PARALLEL WITH E RWY LINE OF AARR W 202 FT N 433.45 FT ALONG E |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BURNS |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 31301 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 26, 2018 | Warranty Deed, Transfer NAVY FCU |
| Jul 26, 2018 | Warranty Deed, Transfer NAVY FCU |
| Jul 13, 2018 | Deed of Trust, Mortgage GREENSTONE FARM CREDIT SVC(S) |
| Jan 30, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2009 |
| Transfer Doc | 0011390720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Document Number | 0012940036 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 1294/36 |
| Instrument | 3357949 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 26, 2018 |
| Property Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Document Number | 0012480374 |
| Book / Page | 001248 / 000374 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 3311749 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,949.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11306 MIDDLE RIDGE TER SAN DIEGO CA 921284022, SAN DIEGO, CA 92128-4022 |
| Document Number | 12480325 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 001248/000325 |
| Instrument | 3311700 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 26, 2018 |
| Property Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Document Number | 0012480374 |
| Book / Page | 001248 / 000374 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 3311749 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,949.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11306 MIDDLE RIDGE TER SAN DIEGO CA 921284022, SAN DIEGO, CA 92128-4022 |
| Document Number | 12480325 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 001248/000325 |
| Instrument | 3311700 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Document Number | 0012480171 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10424 E COLE RD DURAND MI 484299494, DURAND, MI 48429-9494 |
| Document Number | 0012480171 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 001248/000171 |
| Instrument | 3311545 |
| Name | GREENSTONE FARM CREDIT SVC(S) |
|---|---|
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 10424 E COLE RD, DURAND, MI 48429-9494 |
| Document Number | 0012430009 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10424 E COLE RD DURAND MI 484299494, DURAND, MI 48429-9494 |
| Document Number | 0012430009 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 001243/000009 |
| Instrument | 3306373 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Burns Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,300 (+7.13%) | $396,600 (+7.13%) | |
| 2025 | $3,853.00 (+3.74%) Homeowner's exemption | $185,100 (+15.11%) | $370,200 (+15.11%) |
| 2024 | $3,714.00 (+13.51%) | ||
| 2023 | $3,272.00 Homeowner's exemption | $160,800 | $321,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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