10321 E Cole Rd, Durand, MI 48429 Property Records

Shiawassee County property record for 10321 E Cole Rd, Durand, MI 48429

Property Summary

Property Type	Single Family Home
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on Record
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-02-300-006-05`

Property Details

APN / Parcel Number

Primary APN	`016-02-300-006-05`

Exterior

Lot Area	226,512 sqft (5.2 acres)

Location & Zoning

Street Address	10321 E COLE RD
City	DURAND
State	MI
Zip	48429-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T5N R4E COM AT PT WHICH IS 1246.16 FT W OF S 14 POST OF SEC CONT W 66 FT N 1051.57 FT E 387.41 FT TO TRAVERSE LN ALG CL
Legal Range	04E
Legal Township	05N
Legal Section	02
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BURNS
Census Block Group	3
Census Block	3003
Census Tract	31301

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10321 E COLE RD, DURAND, MI 48429-9417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	10321 E COLE RD, DURAND, MI 48429-9417
Document Number	0012470829
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10321 E COLE RD DURAND MI 484299417, DURAND, MI 48429-9417

Mortgage

Document Number	0012470829
Date	Jul 9, 2018
Book Page	001247/000829
Instrument	3311202

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2028

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Burns Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,900 (+7.85%)	$175,800 (+7.85%)
2025	$1,165.00 (+4.02%) Homeowner's exemption	$81,500 (+14.95%)	$163,000 (+14.95%)
2024	$1,120.00 (+23.76%)
2023	$905.00 Homeowner's exemption	$70,900	$141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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