10406 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10406 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,102 sqft · built 2018
Lot Size	0.401 acres (17,490 sqft)
Owner	Individual Name on File
Last Sale	$526,000 (Jul 2020)
Tax Bill	$6,440 (2023)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-367-16`

Property Details

APN / Parcel Number

Primary APN	`139-367-16`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,102 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,490 sqft (0.401 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	139-367-16
Street Address	10406 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L128 M61-466/467
Legal Subdivision	SUMMERWOOD MAP 11
Legal Lot Number	128
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1020
Census Tract	5714

Owner

10406 Sable Cap Rd is owned and occupied by an individual who bought it in July 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 26, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Nov 13, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Feb 14, 2018 · Amount on File
Deed Document Number	0034868943
Deed Book / Page	34868 / 943
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 30, 2020
Property Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000117202
Book / Page	34868 / 943
Map Reference	MB 61 PG 466-467
Instrument Date	Jul 30, 2020
Instrument	2020117202
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000117203
Date	Jul 30, 2020
Instrument	2020117203

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 26, 2019
Property Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000095629
Book / Page	033704 / 000738
Instrument Date	Jul 26, 2019
Instrument	95629
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,048.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10406 SABLE CAP RD MINT HILL NC 282273629, MINT HILL, NC 28227-3629

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000004161
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 13, 2018
Property Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000142039
Book / Page	033107 / 000446
Instrument Date	Nov 12, 2018
Instrument	142039
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,298.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2018
Property Address	10406 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000017002
Book / Page	032463 / 000824
Instrument Date	Feb 12, 2018
Instrument	17002
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,248.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10406 Sable Cap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10406 Sable Cap Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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