10421 Mount Olive Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 10421 Mount Olive Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,441 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Feb 2021)
Tax Bill	$4,104 (2023)
Deeds & Mortgages	Jul 2017 Construction Loan Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07006B0005.000000`

Property Details

APN / Parcel Number

Primary APN	`07006B0005.000000`
Alternative APNs	`5683 10 8279` `144375` `22658`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,441 sqft Living Area
Gross Area	4,818 sqft
1st Floor Area	2,736 sqft
Upper Floors Area	705 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Width	167 ft Width
Garage Type	Mixed
Garage Area	827 sqft
Porch	Patio
Porch Area	550 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	144375
Street Address	10421 MOUNT OLIVE RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9648
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 5 OLIVE WOODS
Legal Subdivision	LITTLE BUFFALO CREEK
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2010
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 E CAMA ST, 396, CHARLOTTE, NC 28217-1889
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Book / Page	14939 / 75
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10421 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9648
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012597144
Date	Jul 25, 2017
Book Page	12597/0144
Instrument	12597-0144

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10421 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9648
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013280326
Date	Nov 28, 2018
Book Page	13280/0326

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 24, 2021
Property Address	10421 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9648
Document Number	0001493975
Book / Page	14939 / 75
Map Reference	MB 59 PG 88
Instrument Date	Feb 24, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5298 IVY SPRING LANE, 5298, MOUNT PLEASANT, NC 28124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10421 MOUNT OLIVE RD, CONCORD, NC 28025

Mortgage

Document Number	0001493977
Date	Feb 24, 2021
Instrument	14939/77

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 31, 2017
Property Address	10421 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9648
Document Number	12422195
Book / Page	012422 / 000195
Instrument Date	Mar 27, 2017
Instrument	7852
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1345 VILLAGE GREEN DR KANNAPOLIS NC 280817482, KANNAPOLIS, NC 28081-7482

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,880 (+50.17%) Land $50,090 Building $660,790
2024			$710,880 (+50.17%) Land $50,090 Building $660,790
2023	$4,104.00	$473,380 Land $39,200 Building $434,180	$473,380 Land $39,200 Building $434,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile.

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