10311 Mount Olive Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 10311 Mount Olive Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,312 sqft · built 2013
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,084 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07006B0001.000000`

Property Details

APN / Parcel Number

Primary APN	`07006B0001.000000`
Alternative APNs	`5682 19 6804` `22832`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,312 sqft Living Area
Gross Area	4,498 sqft
1st Floor Area	2,393 sqft
Upper Floors Area	919 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Lot Width	208 ft Width
Garage Type	Mixed
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Patio
Porch Area	288 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	22832
Street Address	10311 MOUNT OLIVE RD
City	MOUNT PLEASANT
State	NC
Zip	28124-9647
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 1 OLIVE WOODS
Legal Subdivision	LITTLE BUFFALO CREEK
Legal Lot Number	1
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2010
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10311 MOUNT OLIVE RD, MOUNT PLEASANT, NC 28124-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10311 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14132182
Date	Apr 22, 2020
Book Page	14132/182

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10311 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Document Number	1266692
Book / Page	012666 / 000092
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10311 MOUNT OLIVE RD MOUNT PLEASANT NC 281249647, MOUNT PLEASANT, NC 28124-9647

Mortgage

Document Number	1266692
Date	Sep 7, 2017
Book Page	012666/000092
Instrument	23302

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	HARRISBURG, NC 28075

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10311 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Document Number	12366282
Book / Page	012366 / 000282
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10311 MOUNT OLIVE RD MOUNT PLEASANT NC 281249647, MOUNT PLEASANT, NC 28124-9647

Mortgage

Document Number	12366282
Date	Feb 21, 2017
Book Page	012366/000282
Instrument	4308

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,020 (+37.16%) Land $61,500 Building $584,520
2024			$646,020 (+37.16%) Land $61,500 Building $584,520
2023	$4,084.00	$471,000 Land $48,130 Building $422,870	$471,000 Land $48,130 Building $422,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile.

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