10377 Mount Olive Rd, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 10377 Mount Olive Rd, Mount Pleasant, NC 28124

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 2,762 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Nov 2016)
Tax Bill	$3,360 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07006B0003.000000`

Property Details

APN / Parcel Number

Primary APN	`07006B0003.000000`
Alternative APNs	`5683 10 7185` `112103`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	2,074 sqft
Attic Area	1,526 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	785 ft deep x 167 ft wide
Garage Type	Mixed
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	112103
Street Address	10377 MOUNT OLIVE RD
City	MT PLEASANT
State	NC
Zip	28124-9647
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	LT 3 OLIVE WOODS
Legal Subdivision	OLIVE WOODS SUB
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2010
Census Tract	41702

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2950 BARNHARDT RD, MT PLEASANT, NC 28124-9736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 30, 2019	Loan Modification, Mortgage UNITED CMNTY BK
Mar 8, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	0012232318
Deed Book / Page	12232 / 318
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10377 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10377 MOUNT OLIVE RD, MOUNT PLEASANT, NC 28124-9647
Investor	Possibly a Property Investor

Mortgage

Document Number	0016838328
Date	Mar 6, 2024
Book Page	16838/328

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10377 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14310169
Date	Jul 8, 2020
Book Page	14310/169

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	10377 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Document Number	13382180
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10377 MOUNT OLIVE RD MOUNT PLEASANT NC 281249647, MOUNT PLEASANT, NC 28124-9647

Mortgage

Document Number	13382180
Date	Feb 22, 2019
Book Page	013382/000180
Instrument	3974

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.73%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 8, 2018
Property Address	10377 MOUNT OLIVE RD, MT PLEASANT, NC 28124-9647
Book / Page	012910 / 000095
Instrument Date	Mar 8, 2018
Instrument	5464
Transaction Type	Construction Loan
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2950 BARNHARDT RD MOUNT PLEASANT NC 281249736, MOUNT PLEASANT, NC 28124-9736

Mortgage

Document Number	1291095
Date	Mar 8, 2018
Book Page	012910/000095
Instrument	5464

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,360.00	$387,600 Land $39,200 Building $348,400	$387,600 Land $39,200 Building $348,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum, T-Mobile.

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