1042 Wermeling Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1042 Wermeling Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,028 sqft · built 2010
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$67,000 (Jun 2007)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-371.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-371.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,028 sqft Finished Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1042 WERMELING LN
City	ERLANGER
State	KY
Zip	41018-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 13 LOT 371
Legal Subdivision	RIPPLE CREEK II
Legal Phase	13
Legal Lot Number	371
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

1042 Wermeling Ln is owned by a company that bought it in June 2007.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3333 MADISON PIKE, C, FT MITCHELL, KY 41017-8184
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK & TRUST CO
Nov 8, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2007 · Amount on File
Deed Sale	Jun 26, 2007 · Amount on File
Deed Document Number	200706 26 059 00086
Deed Book / Page	3425 / 24
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1042 WERMELING LN, ELSMERE, KY 41018-1879
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 MADISON PIKE, FT WRIGHT, KY 41017-8119

Mortgage

Document Number	0005900164
Date	Nov 8, 2021
Book Page	298/270
Instrument	21110805900164

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1042 WERMELING LN, ELSMERE, KY 41018-1879
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 MADISON PIKE, FT WRIGHT, KY 41017-8119

Mortgage

Document Number	0005900165
Date	Nov 8, 2021
Book Page	129/718
Instrument	21110805900165

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 3, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1042 Wermeling Ln was $3,065.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,800 (-) Land $25,000 Building $176,800	$201,800 (-) Land $25,000 Building $176,800
2025	$3,065.00	$201,800 Land $25,000 Building $176,800	$201,800 Land $25,000 Building $176,800
2023	$3,024.00	$201,800 Land $25,000 Building $176,800	$201,800 Land $25,000 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 Wermeling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Wermeling Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Wermeling Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures