1033 Wermeling Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1033 Wermeling Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2016
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-334.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-334.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1033 WERMELING LN
City	ERLANGER
State	KY
Zip	41018-1883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 13 LOT 334
Legal Subdivision	RIPPLE CREEK II
Legal Phase	13
Legal Lot Number	334
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1033 Wermeling Ln is owned by a company that acquired it in November 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3333 MADISON PIKE, C, FT MITCHELL, KY 41017-8184
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2017	Deed of Trust, Mortgage CINCINNATUS S&L
Nov 28, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Dec 6, 2017	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY
Dec 30, 2016	Loan Modification, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 24, 2017
Transfer Doc	0005900201
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1033 WERMELING LN, ELSMERE, KY 41018-1883
Document Number	0000000100
Book / Page	0C6329 / 000217
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3300 HARRISON AVE CINCINNATI OH 452115619, CINCINNATI, OH 45211-5619

Mortgage

Document Number	0000000100
Date	Jan 8, 2018
Book Page	0C6329/000217
Instrument	100

Lender

Name	CINCINNATUS S&L
Type	Federal Savings Bank
Address	WRIGHT, KY 41017

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2038

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 28, 2017
Property Address	1033 WERMELING LN, ELSMERE, KY 41018-1883
Document Number	0000000164
Book / Page	0C6302 / 000290
Instrument Date	Nov 24, 2017
Instrument	164
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$122.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2017
Property Address	1033 WERMELING LN, ELSMERE, KY 41018-1883
Document Number	0000000202
Book / Page	0I4039 / 000033
Instrument Date	Nov 24, 2017
Instrument	202
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3333 MADISON PIKE #C FORT WRIGHT KY 410178184, C, FORT WRIGHT, KY 41017-8184
Investor	Possibly a Property Investor

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1033 WERMELING LN, ELSMERE, KY 41018-1883
Document Number	0000000246
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3171 MCCOWAN DR TAYLOR MILL KY 410154438, TAYLOR MILL, KY 41015-4438

Mortgage

Document Number	0000000246
Date	Jan 23, 2017
Book Page	0C6080/000266
Instrument	246

Lender

Name	HERITAGE BK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Term	300 Months
Due	Jan 22, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Wermeling Ln was $2,813.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (-) Land $25,000 Building $160,200	$185,200 (-) Land $25,000 Building $160,200
2025	$2,813.00	$185,200 Land $25,000 Building $160,200	$185,200 Land $25,000 Building $160,200
2023	$2,776.00	$185,200 Land $25,000 Building $160,200	$185,200 Land $25,000 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Wermeling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Wermeling Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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