1042 Saint Raphael Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 1042 Saint Raphael Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 1991
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$7,509 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-542-025-6`

Property Details

APN / Parcel Number

Primary APN	`098-542-025-6`
Alternative APN	`098-542-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
1st Floor Area	941 sqft
2nd Floor Area	954 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1042 SAINT RAPHAEL DR
City	BAY POINT
State	CA
Zip	94565-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7152 L64
Legal Subdivision	SUBDIVISION 7152
Legal Tract	7152
Legal Lot Number	64
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 4, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jun 4, 2019	Quit Claim Deed, Transfer · FHA Mortgage SEMPER HM LOANS
Jun 4, 2019	Grant Deed, Transfer · FHA Mortgage SEMPER HM LOANS
Mar 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021
Deed Sale	Feb 5, 2021
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	202135345
Prior Transfer Date	Jan 25, 2021
Prior Transfer Doc	0000035345
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 5, 2021
Property Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Document Number	0000035345
Map Reference	MB 347 PG 5
Instrument Date	Jan 25, 2021
Instrument	2021-035345
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756

Mortgage

Document Number	0000035346
Date	Feb 5, 2021
Instrument	2021-035346

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2019
Property Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Document Number	0000082465
Instrument Date	May 31, 2019
Instrument	82465
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5708 NYTON DR LAS VEGAS NV 891082483, LAS VEGAS, NV 89108-2483

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2019
Property Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Document Number	0000082466
Instrument Date	May 31, 2019
Instrument	82466
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3540 NORTHWOOD DR #A CONCORD CA 945204536, A, CONCORD, CA 94520-4536

Mortgage

Document Number	82467
Date	Jun 4, 2019
Instrument	82467

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company
Address	PROVIDENCE, RI 02907

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 4, 2019
Property Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Document Number	0000082464
Instrument Date	May 28, 2019
Instrument	82464
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3540 NORTHWOOD DR #A CONCORD CA 945204536, A, CONCORD, CA 94520-4536

Mortgage

Document Number	82467
Date	Jun 4, 2019
Instrument	82467

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company
Address	PROVIDENCE, RI 02907

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 1, 2019
Property Address	1042 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756
Document Number	0000028230
Instrument Date	Feb 15, 2019
Instrument	28230
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1042 SAINT RAPHAEL DR BAY POINT CA 945656756, BAY POINT, CA 94565-6756

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,975 (+2%) Land $227,563 Building $358,412
2025	$7,509.00 (+4.48%)	$574,486 (+4.04%) Land $223,101 Building $351,385
2023	$7,187.00 (+0.74%)	$552,181 Land $214,439 Building $337,742
2022	$7,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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