1029 Saint Raphael Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 1029 Saint Raphael Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,106 sqft · built 1991
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2021)
Tax Bill	$9,367 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`098-541-002-6`

Property Details

APN / Parcel Number

Primary APN	`098-541-002-6`
Alternative APN	`098-541-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	1,090 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1029 SAINT RAPHAEL DR
City	BAY POINT
State	CA
Zip	94565-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7152 L2
Legal Subdivision	SUBDIVISION 7152
Legal Tract	7152
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	315000

Owner

Source: Contra Costa County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 26, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 9, 2021	Intrafamily Transfer, Transfer
Jun 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	2021300052
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000168171
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 12, 2026
Property Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Document Number	0000084822
Instrument Date	Aug 5, 2026
Instrument	202684822
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745

Mortgage

Document Number	0000084822,
Date	Aug 12, 2026
Instrument	202684822

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2056

Interest

Rate	6.49%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152037
Date	Sep 24, 2018
Instrument	2018-152037

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2021
Property Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Document Number	0000300052
Map Reference	MB 347 PG 5
Instrument Date	Oct 14, 2021
Instrument	2021-300052
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745

Mortgage

Document Number	0000300053
Date	Oct 26, 2021
Instrument	2021-300053

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2021
Property Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Document Number	0000168171
Map Reference	MB 347 PG 5
Instrument Date	Dec 22, 2020
Instrument	2021-168171
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2070 DRIFTWOOD CIR, EL DORADO HILLS, CA 95762-3728

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2021
Property Address	1029 SAINT RAPHAEL DR, BAY POINT, CA 94565-6745
Document Number	0000168170
Map Reference	MB 347 PG 5
Instrument Date	Dec 22, 2020
Instrument	2021-168170
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2070 DRIFTWOOD CIR, EL DORADO HILLS, CA 95762-3728

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,701 (+2%) Land $324,729 Building $432,972
2025	$9,367.00 (-27.98%)	$742,845 (+4.04%) Land $318,362 Building $424,483
2023	$13,007.00 (+171.32%)	$714,000 Land $306,000 Building $408,000
2022	$4,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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