1047 Saint Raphael Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 1047 Saint Raphael Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1991
Lot Size	0.099 acres (4,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Dec 2020)
Tax Bill	$7,740 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-552-050-1`

Property Details

APN / Parcel Number

Primary APN	`098-552-050-1`
Alternative APN	`098-552-050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,330 sqft (0.099 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1047 SAINT RAPHAEL DR
City	BAY POINT
State	CA
Zip	94565-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7152 L137
Legal Subdivision	SUBDIVISION 7152
Legal Tract	7152
Legal Lot Number	137
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1047 SAINT RAPHAEL DR, BAY POINT, CA 94565-6746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP
Mar 28, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2020303896
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0000020096
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 4, 2020
Property Address	1047 SAINT RAPHAEL DR, BAY POINT, CA 94565-6746
Document Number	0000303896
Map Reference	MB 347 PG 5
Instrument Date	Nov 24, 2020
Instrument	2020-303896
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1047 SAINT RAPHAEL DR, BAY POINT, CA 94565-6746

Mortgage

Document Number	0000303897
Date	Dec 4, 2020
Instrument	2020-303897

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000303899
Date	Dec 4, 2020
Instrument	2020-303899

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2018
Property Address	1047 SAINT RAPHAEL DR, BAY POINT, CA 94565-6746
Document Number	0000047485
Instrument Date	Mar 26, 2018
Instrument	47485
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 SAINT RAPHAEL DR BAY POINT CA 945656746, BAY POINT, CA 94565-6746

Mortgage

Document Number	47486
Date	Mar 28, 2018
Instrument	47486

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,241 (+2%) Land $264,977 Building $342,264
2025	$7,740.00 (+4.47%)	$595,335 (+4.04%) Land $259,782 Building $335,553
2023	$7,409.00 (+0.75%)	$572,220 Land $249,696 Building $322,524
2022	$7,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Unwired, Verizon.

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