1042 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1042 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1953
Lot Size	0.534 acres (23,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2022)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`012-640-031-20`

Property Details

APN / Parcel Number

Primary APN	`012-640-031-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Flooring	Carpet

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	23,261 sqft (0.534 acres)
Lot Dimensions	240 ft deep x 97 ft wide
Garage Area	322 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1042 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E SUPERVISORS PLAT #4 RECORDED IN PLAT LIBER 1, PAGE 91, PART OF LOT 31, COM AT SE COR THEREOF, TH N 89 DEG 37'
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	SUPRVRS 4-LAPEER CITY
Legal Lot Number	31
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1020
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1042 BALDWIN RD, LAPEER, MI 48446-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 3, 2018	Warranty Deed, Transfer CISLO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Book / Page	3278 / 305
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	0024970922
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 4, 2022
Property Address	1042 BALDWIN RD, LAPEER, MI 48446-3008
Document Number	0032780305
Book / Page	3278 / 305
Map Reference	LB 1 PG 91
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 BALDWIN RD, 1042, LAPEER, MI 48446-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 BALDWIN RD, LAPEER, MI 48446-3008

Mortgage

Document Number	0003278251
Date	Mar 4, 2022
Instrument	3278/251

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 3, 2018
Property Address	1042 BALDWIN RD, LAPEER, MI 48446-3008
Document Number	0029760190
Book / Page	2976 / 190
Instrument Date	Jul 31, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4571 W OREGON RD, LAPEER, MI 48446-7779

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,000 (-28.87%)	$134,000 (-28.87%)
2025	$2,075.00 (+2.07%) Homeowner's exemption	$94,200 (+6.08%)	$188,400 (+6.08%)
2024	$2,033.00 (+83.32%)
2023		$88,800	$177,600
2022	$1,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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