1038 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1038 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1960
Lot Size	0.861 acres (37,505 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2019)
Tax Bill	$444 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-640-031-30`

Property Details

APN / Parcel Number

Primary APN	`012-640-031-30`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	37,505 sqft (0.861 acres)
Lot Dimensions	300 ft deep x 125 ft wide
Garage Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1038 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 7 T7N R10E SUPERVISORS PLAT #4 RECORDED IN PLAT LIBER 1, PAGE 91, PART OF LOT 31, COM N 28 DEG 03' 30 E 101.63 FT FROM SE
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Subdivision	SUPRVRS 4-LAPEER CITY
Legal Lot Number	31
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1020
Census Tract	338000

Owner

Source: Lapeer County assessment roll, as of August 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1038 BALDWIN RD, LAPEER, MI 48446-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	20191731
Deed Book / Page	3035 / 658
Prior Transfer Date	May 18, 1998
Prior Transfer Doc	1797000673
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 22, 2019
Property Address	1038 BALDWIN RD, LAPEER, MI 48446-3008
Document Number	0030350658
Book / Page	003035 / 000658
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5073 FIVE LAKES RD NORTH BRANCH MI 484618915, NORTH BRANCH, MI 48461-8915

Mortgage

Document Number	30350661
Date	Jul 22, 2019
Book Page	003035/000661

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00 (-51.79%) Homeowner's exemption	$74,700 (+5.81%)	$149,400 (+5.81%)
2023		$70,600	$141,200
2022	$921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, Xfinity.

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