998 Baldwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 998 Baldwin Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1940
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Mar 2022)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-95-200-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-95-200-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	131 ft deep x 54 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	998 BALDWIN RD
City	LAPEER
State	MI
Zip	48446-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 1 FM
Legal Description	CITY OF LAPEER T7N, R10E, SEC 7 AND PART OF LOT 31 SUPERVIORS PLAT NO. 4, DESC COM ON W LN OF BALDWIN RD 25 FT S28*03'30W OF
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Lot Number	31
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	4
Census Block	4006
Census Tract	337000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	998 BALDWIN RD, LAPEER, MI 48446-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Book / Page	3283 / 305
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 24, 2022
Property Address	998 BALDWIN RD, LAPEER, MI 48446-3006
Document Number	0032830305
Book / Page	3283 / 305
Map Reference	LB 5 PG 782
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3612 COREY LN, 3612, LAPEER, MI 48446-9696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 BALDWIN RD, LAPEER, MI 48446-3006

Mortgage

Document Number	0003283307
Date	Mar 24, 2022
Instrument	3283/307

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 2, 2021
Property Address	998 BALDWIN RD, LAPEER, MI 48446-3006
Document Number	0031790180
Book / Page	3179 / 180
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$817.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 BALDWIN RD, 998, LAPEER, MI 48446-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 BALDWIN ROAD, STERLING HEIGHTS, MI 48310

Mortgage

Document Number	3179182
Date	Mar 2, 2021
Instrument	3179/182

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (-30.26%) Homeowner's exemption	$52,200 (-2.06%)	$104,400 (-2.06%)
2023		$53,300	$106,600
2022	$1,464.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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