10410 Rd 428, Union, MS 39365 Property Records

Neshoba County property record for 10410 Rd 428, Union, MS 39365

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,314 sqft · built 1987
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$721 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09800-28-001.005

Property Details

APN / Parcel Number

Primary APN09800-28-001.005
Alternative APN
  • 12354

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area1,314 sqft Living Area
1st Floor Area1,075 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Deck Area96 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number12354
Street Address10410 ROAD 428
CityUNION
StateMS
Zip39365-3100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 OF NE1/4 S OF RD
Legal Range11E
Legal Township10N
Legal Section28
Legal SubdivisionSWNW4NE4S28T10NR11E
JurisdictionNESHOBA MS
Township / Civil Division4
Census Block Group3
Census Block3026
Census Tract10700

Owner

10410 Rd 428 is owned and occupied by an individual who acquired it in September 2014.

Source: Neshoba County records, as of December 16, 2025

Owner of RecordIndividual Name on File
Mailing Address10410 ROAD 428, UNION, MS 39365-3100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2008
Deed SaleDec 22, 2008
Deed Book / Page2008 / 4141
Last Transfer DateSep 9, 2014
Transfer Doc02014/3329
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNESHOBA MS
Property Address10410 ROAD 428, UNION, MS 39365-3100
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/1239
DateFeb 12, 2021
Book Page2021/1239
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10410 Rd 428 was $721, down 1.9% from the year before.

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyNeshoba County
Unified School DistrictNeshoba County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$721.00 (-1.9%)$6,857$68,570 Land $7,300 Building $61,270
2024$735.00 (+5.76%)
2023$695.00$6,283$62,830 Land $7,300 Building $55,530
2021$435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10410 Rd 428 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10410 Rd 428 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH CENTRAL WATER ASSN
public/private · serves 12,260 people · EPA ID MS0250022
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2021
Total trihalomethanes
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 428

Nearby Streets

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