10261 Rd 428, Union, MS 39365 Property Records

Neshoba County property record for 10261 Rd 428, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,943 sqft · built 1997
Lot Size	9.89 acres (431,244 sqft)
Owner	Individual Name on Record
Tax Bill	$659 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09800-28-003.006`

Property Details

APN / Parcel Number

Primary APN	`09800-28-003.006`
Alternative APN	`12368`

Interior

Full Baths	1 Bath
Building Area	2,943 sqft Living Area
2nd Floor Area	508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	431,244 sqft (9.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	12368
Street Address	10261 ROAD 428
City	UNION
State	MS
Zip	39365-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NW 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3017
Census Tract	10700

Owner

Source: Neshoba County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10261 ROAD 428, UNION, MS 39365-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Prior Sale	Sep 29, 2006
Deed Document Number	0020221945
Deed Book / Page	2022 / 1945
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10261 ROAD 428, UNION, MS 39365-3108
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/4208
Date	May 18, 2022
Book Page	2022/4208
Instrument	2022-4208

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	May 18, 2022
Property Address	10261 ROAD 428, UNION, MS 39365-3108
Document Number	02022/1945
Book / Page	2022 / 1945
Instrument Date	May 18, 2022
Instrument	2022-1945
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 BYRD AVE S, PHILADELPHIA, MS 39350-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10261 ROAD 428, UNION, MS 39365-3108

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (-3.94%) Homeowner's exemption	$9,118 (+6.56%)	$89,020 (+6.85%) Land $9,760 Building $79,260
2024	$686.00 (+5.86%)
2023	$648.00 (-53.91%) Homeowner's exemption	$8,557	$83,310 Land $9,690 Building $73,620
2021	$1,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 428

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