1041 Pine St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1041 Pine St, Palmer, MA 01069

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,677 sqft · built 1900
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2024)
Tax Bill	$5,913 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`PALM M:61 B:173`

Property Details

APN / Parcel Number

Primary APN	`PALM M:61 B:173`
Alternative APN	`M:0061 L:000173`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,677 sqft Living Area
Gross Area	5,342 sqft
1st Floor Area	1,402 sqft
Attic	Attic
Attic Area	1,368 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	1041 PINE ST
City	PALMER
State	MA
Zip	01069-1344
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TR
Legal Block	173
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3006
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 BRANDON RD, 1, DUDLEY, MA 01571-3487
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC
Dec 7, 2022	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	202418290
Deed Book / Page	25401 / 2
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Apr 30, 2024
Property Address	1041 PINE ST, PALMER, MA 01069-1344
Document Number	00025401-2
Book / Page	25401 / 2
Instrument Date	Apr 30, 2024
Instrument	18290
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 BRANDON RD APT 1, 1, DUDLEY, MA 01571-3487

Mortgage

Document Number	0000018291
Date	Apr 30, 2024
Instrument	18291

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2022: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Dec 7, 2022
Property Address	1041 PINE ST, PALMER, MA 01069-1344
Document Number	0024832-56
Book / Page	24832 / 56
Instrument Date	Dec 2, 2022
Instrument	71428
Transaction Type	Construction Loan
Record Updated	Dec 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 E COLUMBUS AVE, SPRINGFIELD, MA 01105-2536

Mortgage

Document Number	0000071429
Date	Dec 7, 2022
Instrument	71429

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,913.00 (+92.42%)	$325,800 (+97.93%) Land $54,100 Building $271,700	$363,903
2024	$3,073.00 (+5.97%)	$164,600 (+10.32%) Land $49,200 Building $115,400
2023	$2,900.00	$149,200 Land $49,200 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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