1038 Pine St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1038 Pine St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,836 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Jul 2023)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:61 B:177`

Property Details

APN / Parcel Number

Primary APN	`PALM M:61 B:177`
Alternative APN	`M:0061 L:000177`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	1,044 sqft
Basement Area	649 sqft
Unfinished Basement	649 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1038 PINE ST
City	PALMER
State	MA
Zip	01069-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	177
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3019
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1038 PINE ST, PALMER, MA 01069-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 5, 2023	Correction Deed
Mar 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HEDGE HOG INDUSTRIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Book / Page	25072 / 113
Prior Transfer Date	Mar 17, 2023
Prior Transfer Doc	024941-106
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 10, 2023
Property Address	1038 PINE ST, PALMER, MA 01069-1341
Document Number	025072-113
Book / Page	25072 / 113
Instrument Date	Jul 10, 2023
Instrument	31329
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PINE ST, PALMER, MA 01069-1341

Mortgage

Document Number	0000031330
Date	Jul 10, 2023
Instrument	31330

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	PALMER MA
Recording Date	Jul 5, 2023
Property Address	1038 PINE ST, PALMER, MA 01069-1341
Document Number	025066-189
Book / Page	25066 / 189
Instrument Date	Jun 29, 2023
Instrument	30546
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 65TH ST, BRIMFIELD, MA 01010

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Mar 17, 2023
Property Address	1038 PINE ST, PALMER, MA 01069-1341
Document Number	024941-106
Book / Page	24941 / 106
Instrument Date	Mar 17, 2023
Instrument	12062
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 6TH ST, BRIMFIELD, MA 01010-9663

Mortgage

Document Number	0000012063
Date	Mar 17, 2023
Instrument	12063

Lender

Name	HEDGE HOG INDUSTRIES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,236.00 (+43.53%)	$288,500 (+47.65%) Land $50,700 Building $237,800	$358,055 (+5.37%)
2024	$3,648.00 (+3.23%)	$195,400 (+7.48%) Land $46,100 Building $149,300	$339,815
2023	$3,534.00	$181,800 Land $46,100 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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