1037 Pine St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1037 Pine St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,206 sqft · built 1924
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2022)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:61 B:174`

Property Details

APN / Parcel Number

Primary APN	`PALM M:61 B:174`
Alternative APN	`M:0061 L:000174`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	5,264 sqft
1st Floor Area	1,152 sqft
Attic	Attic
Attic Area	1,054 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	1037 PINE ST
City	PALMER
State	MA
Zip	01069-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	174
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3006
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1037 PINE ST, PALMER, MA 01069-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · FHA Mortgage USA VETERANS ADMIN
Oct 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MILLBURY CU
Feb 24, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Book / Page	24784 / 310
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	1037 PINE ST, PALMER, MA 01069-1344
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024594-566
Date	Jun 16, 2022
Book Page	24594/566
Instrument	36291

Lender

Name	USA VETERANS ADMIN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2048

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Oct 28, 2022
Property Address	1037 PINE ST, PALMER, MA 01069-1344
Document Number	024784-310
Book / Page	24784 / 310
Instrument Date	Oct 28, 2022
Instrument	64301
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 PINE ST, PALMER, MA 01069-1344

Mortgage

Document Number	0000064302
Date	Oct 28, 2022
Instrument	64302

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Feb 24, 2017
Property Address	1037 PINE ST, PALMER, MA 01069-1344
Document Number	21578-377
Book / Page	021578 / 000377
Instrument Date	Feb 24, 2017
Instrument	9837
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	272 WARE ST PALMER MA 010691550, PALMER, MA 01069-1550

Mortgage

Document Number	21578-379
Date	Feb 24, 2017
Book Page	021578/000379
Instrument	9838

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,282.00 (+7.57%)	$346,100 (+10.65%) Land $54,100 Building $292,000	$383,325 (+4.16%)
2024	$5,840.00 (-6.5%)	$312,800 (-2.65%) Land $49,200 Building $263,600	$368,030
2023	$6,246.00	$321,300 Land $49,200 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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