1041 Lake Pelham Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 1041 Lake Pelham Dr, Culpeper, VA 22701

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,644 sqft · built 2005
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Oct 2020)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-U-8-410`

Property Details

APN / Parcel Number

Primary APN	`40-U-8-410`
Alternative APN	`21148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	866 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Basement
Driveway	Gravel (Chat) Driveway
Parking Spaces	1 Parking Space
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21148
Street Address	1041 LAKE PELHAM DR
City	CULPEPER
State	VA
Zip	22701-3256
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LAKEVIEW OF CULPEPER PHASE 8, LOT 410 3,111 SQ FT PLAT 8/155
Legal Subdivision	193
Legal Phase	8
Legal Lot Number	3,111,4
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	2
Census Block	2016
Census Tract	930203

Owner

1041 Lake Pelham Dr, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1041 LAKE PELHAM DR, CULPEPER, VA 22701-3256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Dec 29, 2005 · Amount on File
Deed Document Number	20207590
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 29, 2020
Property Address	1041 LAKE PELHAM DR, CULPEPER, VA 22701-3256
Document Number	200007590
Instrument Date	Oct 26, 2020
Instrument	200007590
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 LAKE PELHAM DR, CULPEPER, VA 22701-3256

Mortgage

Document Number	200007591
Date	Oct 29, 2020
Instrument	200007591

Lender

Name	MORTGAGE X HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Lake Pelham Dr was $1,528, down 12.5% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (-12.54%)	$355,300 Land $82,600 Building $272,700	$355,300 Land $82,600 Building $272,700
2024	$1,747.00
2023	$1,747.00	$332,300 Land $66,300 Building $266,000	$332,300 Land $66,300 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Lake Pelham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Lake Pelham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25