1057 Lake Pelham Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 1057 Lake Pelham Dr, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,424 sqft · built 2005
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Apr 2026)
Tax Bill$1,364 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-U-8-406

Property Details

APN / Parcel Number

Primary APN40-U-8-406
Alternative APN
  • 21144

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,424 sqft Living Area
1st Floor Area680 sqft
Basement Area680 sqft
Unfinished Basement680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
DrivewayGravel (Chat) Driveway
Parking Spaces1 Parking Space
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number21144
Street Address1057 LAKE PELHAM DR
CityCULPEPER
StateVA
Zip22701-3256
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLAKEVIEW OF CULPEPER PHASE 8, LOT 406 2,040 SQ FT PLAT 8/155
Legal Subdivision193
Legal Phase8
Legal Lot Number2,406
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group2
Census Block2016
Census Tract930203

Owner

1057 Lake Pelham Dr, a townhouse, is owned by two individuals who bought it in April 2026.

Source: Culpeper County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address8341 MINERAL SPRINGS DR, MANASSAS, VA 20112-2419
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed, Transfer · Conventional Mortgage
OCMBC INC
Jan 7, 2022Gift Deed, Transfer
Nov 29, 2021Gift Deed, Transfer · Stand-Alone Refinance
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2026 · Amount on File
Deed SaleApr 16, 2026 · Amount on File
Prior SaleDec 31, 2013 · Amount on File
Deed Document Number20261928
Prior Transfer DateDec 23, 2021
Prior Transfer Doc0000000121
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCULPEPER VA
Recording DateApr 16, 2026
Property Address1057 LAKE PELHAM DR, CULPEPER, VA 22701-3256
Document Number0000001928
Instrument DateApr 6, 2026
Instrument2026.1928
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35,350.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8341 MINERAL SPRINGS DR, MANASSAS, VA 20112-2419

Mortgage

Document Number0000001929,
DateApr 16, 2026
Instrument2026.1929
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCULPEPER VA
Recording DateJan 7, 2022
Property Address1057 LAKE PELHAM DR, CULPEPER, VA 22701-3256
Document Number0220000121
Instrument DateDec 23, 2021
Instrument220000121
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM CT, MONETA, VA 24121-1719

November 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCULPEPER VA
Recording DateNov 29, 2021
Property Address1057 LAKE PELHAM DR, CULPEPER, VA 22701-3256
Document Number0210010233
Instrument DateNov 24, 2021
Instrument210010233
Transaction TypeTransfer
Record UpdatedJan 5, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ELM CT, MONETA, VA 24121-1719

Mortgage

Document Number0210010234
DateNov 29, 2021
Instrument210010234
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1057 Lake Pelham Dr was $1,364, down 11.8% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (-11.77%)$317,100 Land $82,000 Building $235,100$317,100 Land $82,000 Building $235,100
2024$1,546.00 (+5.96%)
2023$1,459.00$277,400 Land $65,800 Building $211,600$277,400 Land $65,800 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Lake Pelham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Lake Pelham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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