Culpeper County property record for 1033 Lake Pelham Dr, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 2005 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2008) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-U-8-412 |
| Primary APN | 40-U-8-412 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Driveway | Gravel (Chat) Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21150 |
|---|---|
| Street Address | 1033 LAKE PELHAM DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3256 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW OF CULPEPER PHASE 8, LOT 412 2,040 SQ FT PLAT 8/155 |
| Legal Subdivision | 193 |
| Legal Phase | 8 |
| Legal Lot Number | 2,412 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | WEST FAIRFAX |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 930203 |
1033 Lake Pelham Dr, a townhouse, is owned by an individual who acquired it in January 2020.
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15302 WOODRIDGE CT, CULPEPER, VA 22701-1691 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE MORTGAGE LLC |
| Jan 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2008 · Amount on File |
| Deed Sale | Jul 8, 2008 · Amount on File |
| Prior Sale | Dec 5, 2005 · Amount on File |
| Deed Book / Page | 800 / 4493 |
| Last Transfer Date | Jan 17, 2020 |
| Transfer Doc | 0000000350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 1033 LAKE PELHAM DR, CULPEPER, VA 22701-3256 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210010132 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 210010132 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.45% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jan 21, 2020 |
| Property Address | 1033 LAKE PELHAM DR, CULPEPER, VA 22701-3256 |
| Document Number | 200000350 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 200000350 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1033 LAKE PELHAM DR, CULPEPER, VA 22701-3256 |
| Document Number | 0200000351 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 200000351 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1033 Lake Pelham Dr was $1,511, down 11.9% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (-11.9%) | $351,400 Land $82,000 Building $269,400 | $351,400 Land $82,000 Building $269,400 |
| 2024 | $1,715.00 (+5.47%) | ||
| 2023 | $1,626.00 | $309,200 Land $65,800 Building $243,400 | $309,200 Land $65,800 Building $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1033 Lake Pelham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1033 Lake Pelham Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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