Emmet County property record for 1041 Howard St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,000 sqft |
| Lot Size | 0.135 acres (5,910 sqft) |
| Owner | Trust Name on File |
| Last Sale | $52,500 (Sep 2011) |
| Tax Bill | $2,830 (2024) |
| Deeds & Mortgages | Feb 2022 Transfer Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-302-049 |
| Primary APN | 52-19-05-302-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 5,910 sqft (0.135 acres) |
|---|---|
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1041 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-3 |
| Legal Description | QUINLAN & FOCHTMAN'S ADD. LOT 14 BLK 2. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | QUINLAN AND FOCHTMANS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970800 |
1041 Howard St is owner-occupied and held in a trust since January 2022.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1041 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2011 · Amount on File |
| Deed Sale | Sep 22, 2011 · Amount on File |
| Prior Sale | Feb 14, 2003 |
| Deed Book / Page | 1137 / 983 |
| Last Transfer Date | Jan 19, 2022 |
| Transfer Doc | 001241/366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 7, 2022 |
| Property Address | 1041 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Document Number | 001241/366 |
| Book / Page | 1241 / 366 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 5194340 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 4, 2022 |
| Property Address | 1041 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Document Number | 01241/1242 |
| Book / Page | 1241 / 1242 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 5194979 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 HOWARD ST, PETOSKEY, MI 49770-3023 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,200 (+12.85%) Land $207,200 | $414,400 (+12.85%) Land $414,400 | |
| 2025 | $183,600 Land $183,600 | $367,200 Land $367,200 | |
| 2024 | $2,830.00 | ||
| 2023 | $121,100 Land $121,100 | $242,200 Land $242,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1041 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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