Emmet County property record for 1033 Howard St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,038 sqft |
| Lot Size | 0.147 acres (6,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (May 2003) |
| Tax Bill | $3,352 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-302-043 |
| Primary APN | 52-19-05-302-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 931 sqft |
| Basement Area | 513 sqft |
| Unfinished Basement | 513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 6,432 sqft (0.147 acres) |
|---|---|
| Garage Area | 594 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1033 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-3 |
| Legal Description | QUINLAN & FOCHTMAN'S ADD. LOT 16 BLK 2. NOTE HOME IMP ACT SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | QUINLAN & FOCHTMANS ADD |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1033 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2003 · Amount on Record |
| Deed Sale | May 2, 2003 · Amount on Record |
| Prior Sale | Dec 1, 1995 · Amount on Record |
| Deed Book / Page | 966 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1033 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1033 HOWARD ST, PETOSKEY, MI 49770-3023 |
| Document Number | 0000001225/0000000436 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 0000001225/0000000436 |
| Instrument | 5178386 |
| Name | MIDAMERICA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,800 (+55.01%) Land $250,800 | $501,600 (+55.01%) Land $501,600 | |
| 2024 | $3,352.00 | ||
| 2023 | $161,800 Land $161,800 | $323,600 Land $323,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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