1037 Howard St, Petoskey, MI 49770 Property Records

Emmet County property record for 1037 Howard St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft
Lot Size	0.146 acres (6,365 sqft)
Owner	Company Name on Record
Tax Bill	$2,096 (2024)
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-302-045`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-302-045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,365 sqft (0.146 acres)
Garage Area	322 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1037 HOWARD ST
City	PETOSKEY
State	MI
Zip	49770-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-3
Legal Description	QUINLAN & FOCHTMAN'S ADD. LOT 15 BLK 2. SECTION 5, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	QUINLAN AND FOCHTMANS ADDITION
Legal Block	2
Legal Lot Number	15
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2023
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1037 HOWARD ST, PETOSKEY, MI 49770-3023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2007
Deed Sale	Mar 27, 2007
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Book / Page	1090 / 159
Last Transfer Date	Jul 29, 2016
Transfer Doc	1187/0338
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,800 (+8.35%) Land $125,800	$251,600 (+8.35%) Land $251,600
2025		$116,100 (+35.47%) Land $116,100	$232,200 (+35.47%) Land $232,200
2024	$2,096.00
2023		$85,700 Land $85,700	$171,400 Land $171,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20