1041 Commerce Rd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1041 Commerce Rd SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$49,900 (Apr 2015)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Jul 2025 Transfer
Flood Zone	Zone X (moderate risk)
APN	`29-37-07-GN-519-5`

Property Details

APN / Parcel Number

Primary APN	`29-37-07-GN-519-5`
Alternative APNs	`29-37-07-GN-00519.0-0005.00` `2927508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2927508
Street Address	1041 COMMERCE RD SE
City	PALM BAY
State	FL
Zip	32909-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 12 LOT 5 BLK 519
Legal Range	37E
Legal Township	29S
Legal Section	07
Legal Subdivision	PORT MALABAR UNIT 12
Legal Block	519
Legal Lot Number	5
Legal Unit	12
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1024
Census Tract	71341

Owner

Source: Brevard County records · APN 29-37-07-GN-519-5

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1650 ALPHA DR, MELBOURNE, FL 32935-4120
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Prior Sale	Sep 15, 2014
Deed Document Number	201582433
Deed Book / Page	7352 / 2480
Last Transfer Date	Feb 10, 2024
Transfer Doc	0103821882
Record Updated	Sep 20, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jul 14, 2025
Property Address	1041 COMMERCE RD SE, PALM BAY, FL 32909-4762
Document Number	0103821882
Book / Page	10382 / 1882
Map Reference	MB 15 PG 43-53
Instrument Date	Feb 10, 2024
Instrument	2025139881
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 ALPHA DR, MELBOURNE, FL 32935-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 ALPHA DR, MELBOURNE, FL 32935-4120

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,710 (+12.91%)	$180,710 (+12.91%)
2025	$2,852.00 (+3.94%)	$160,050 (-12.55%) Land $42,500 Building $117,550	$160,050 (-12.55%) Land $42,500 Building $117,550
2023	$2,744.00 (+9.02%)	$183,010 (+4.63%) Land $36,000 Building $147,010	$183,010 (+4.63%) Land $36,000 Building $147,010
2022	$2,517.00	$174,910 Land $24,500 Building $150,410	$174,910 Land $24,500 Building $150,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM BAY serves 140,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.