1021 Commerce Rd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1021 Commerce Rd SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$107,000 (May 2020)
Tax Bill	$3,294 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-37-07-GN-519-3`

Property Details

APN / Parcel Number

Primary APN	`29-37-07-GN-519-3`
Alternative APNs	`29-37-07-GN-00519.0-0003.00` `2927506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Patio Area	120 sqft
Utility Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2927506
Street Address	1021 COMMERCE RD SE
City	PALM BAY
State	FL
Zip	32909-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 12 LOT 3 BLK 519
Legal Range	37E
Legal Township	29S
Legal Section	07
Legal Subdivision	PORT MALABAR UNIT 12
Legal Block	519
Legal Lot Number	3
Legal Unit	12
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1024
Census Tract	71341

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 60747, PALM BAY, FL 32906-0747
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	2020104427
Deed Book / Page	8741 / 1091
Prior Transfer Date	Apr 4, 2014
Prior Transfer Doc	0071010012
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 14, 2020
Property Address	1021 COMMERCE RD SE, PALM BAY, FL 32909-4762
Document Number	0087411091
Book / Page	008741 / 001091
Instrument Date	May 8, 2020
Instrument	104427
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 60747 PALM BAY FL 329060747, PALM BAY, FL 32906-0747

Mortgage

Document Number	87411092
Date	May 14, 2020
Book Page	008741/001092
Instrument	104428

Lender

Name	STEPHEN & JOAN HOLZMAN
Address	17592 LAKE ESTATES DR, BOCA RATON, FL 33496-1412

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 13, 2030

Interest

Rate	8%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,730 (+4.39%)	$184,730 (+4.39%)
2025	$3,294.00 (+3.62%)	$176,960 (-11.77%)	$176,960 (-11.77%)
2024	$3,179.00 (-1.58%)
2023	$3,230.00 (+8.72%)	$200,560 (+5.35%) Land $36,000 Building $164,560	$200,560 (+5.35%) Land $36,000 Building $164,560
2022	$2,971.00	$190,380 Land $24,500 Building $165,880	$190,380 Land $24,500 Building $165,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20