10405 Magical Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 10405 Magical Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2003
Lot Size	0.155 acres (6,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Aug 2011)
Tax Bill	$6,979 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-240-12-00`

Property Details

APN / Parcel Number

Primary APN	`580-240-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,772 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10405 MAGICAL WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 013864
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013864
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP
Nov 13, 2017	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2011 · Amount on Record
Deed Sale	Aug 19, 2011 · Amount on Record
Prior Sale	Apr 25, 2011 · Amount on Record
Deed Document Number	2011427645
Last Transfer Date	Oct 7, 2017
Transfer Doc	0000526279
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

Mortgage

Document Number	0000555732
Date	Sep 21, 2020
Instrument	2020-0555732

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2017
Property Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Document Number	0000476456
Map Reference	MAP13864
Instrument Date	Oct 7, 2017
Instrument	2017-0476456
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

Mortgage

Document Number	0000476457
Date	Oct 13, 2017
Instrument	2017-0476457

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2017
Property Address	10405 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Document Number	0000526279
Instrument Date	Oct 7, 2017
Instrument	526279
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10405 MAGICAL WATERS CT SPRING VALLEY CA 919782037, SPRING VALLEY, CA 91978-2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$545,557 (+2%) Land $199,198 Building $346,359
2025	$6,979.00 (+7.06%)	$534,861 (+4.04%) Land $195,293 Building $339,568
2023	$6,519.00 (+1.56%) Homeowner's exemption	$514,093 Land $187,710 Building $326,383
2022	$6,419.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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