10437 Magical Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 10437 Magical Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2003
Lot Size	0.163 acres (7,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$574,000 (Nov 2016)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-240-16-00`

Property Details

APN / Parcel Number

Primary APN	`580-240-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,079 sqft (0.163 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10437 MAGICAL WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 16 TR 013864
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013864
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10437 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 20, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	Jan 26, 2011 · Amount on Record
Deed Document Number	2016616035
Prior Transfer Date	Jan 11, 2006
Prior Transfer Doc	0000322832
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10437 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10437 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

Mortgage

Document Number	0000168043
Date	Mar 4, 2021
Instrument	2021-0168043

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10437 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326275
Date	Jul 20, 2017
Instrument	2017-0326275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10437 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218440
Date	Apr 29, 2020
Instrument	2020-0218440

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,492 (+2%) Land $271,795 Building $407,697
2025	$6,542.00 (+5.62%)	$666,169 (+4.04%) Land $266,466 Building $399,703
2023	$6,194.00 (-21.3%) Homeowner's exemption	$640,303 Land $256,120 Building $384,183
2022	$7,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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