10436 Magical Waters Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 10436 Magical Waters Ct, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2003
Lot Size	0.204 acres (8,897 sqft)
Owner	2 Company Names on File
Last Sale	$981,000 (May 2023)
Tax Bill	$12,799 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`580-240-07-00`

Property Details

APN / Parcel Number

Primary APN	`580-240-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,577 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,897 sqft (0.204 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10436 MAGICAL WATERS CT
City	SPRING VALLEY
State	CA
Zip	91978-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 7 TR 013864
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013864
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13506

Owner

10436 Magical Waters Ct is owned by a company that acquired it in August 2026.

Source: San Diego County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2023	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 10, 2018	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	May 3, 2012 · Amount on File
Deed Document Number	2023139043
Last Transfer Date	Aug 13, 2026
Transfer Doc	0000237435
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2026
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Document Number	0000237435
Instrument Date	Aug 13, 2026
Instrument	2026237435
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2023
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Document Number	0000139043
Map Reference	MAP 13864
Instrument Date	May 10, 2023
Instrument	2023-0139043
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

Mortgage

Document Number	0000139044
Date	May 26, 2023
Instrument	2023-0139044

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037

Mortgage

Document Number	0000204279
Date	May 11, 2022
Instrument	2022-0204279

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279322
Date	Jul 10, 2018
Instrument	2018-0279322

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279323
Date	Jul 10, 2018
Instrument	2018-0279323

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10436 MAGICAL WATERS CT, SPRING VALLEY, CA 91978-2037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314170
Date	Jun 17, 2020
Instrument	2020-0314170

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Margin	2
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 10436 Magical Waters Ct was $12,799.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,041,042 (+2%) Land $410,934 Building $630,108
2025	$12,799.00	$1,020,630 Land $402,877 Building $617,753
2023	$5,875.00 (+1.59%) Homeowner's exemption	$458,755 Land $181,086 Building $277,669
2022	$5,783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10436 Magical Waters Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10436 Magical Waters Ct is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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