10405 Elgin Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 10405 Elgin Ave, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,970 sqft · built 2004
Lot Size0.145 acres (6,357 sqft)
Owner2 Owner Names on Record
Tax Bill$3,646 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR173058

Property Details

APN / Parcel Number

Primary APNR173058

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,970 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,357 sqft (0.145 acres)
Garage Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10405 ELGIN AVE
CityLUBBOCK
StateTX
Zip79423-6120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBROOK L 251
Legal SubdivisionSTONEBROOK
Legal Lot Number2510
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1000
Census Tract10511

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address10405 ELGIN AVE, LUBBOCK, TX 79423-6120
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2010
Deed SaleMar 30, 2010
Prior SaleDec 10, 2009
Deed Document Number2010009384
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address10405 ELGIN AVE, LUBBOCK, TX 79423-6120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037379
DateSep 24, 2019
Instrument2019037379
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressWICHITA FALLS, TX 76308
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,646.00 (-8.16%) Homeowner's exemption$255,190 (+4.43%) Land $17,500 Building $237,690$255,190 (-0.54%) Land $17,500 Building $237,690
2024$3,970.00 (-0.05%)
2023$3,972.00 (-12.47%) Homeowner's exemption$244,369 Land $17,500 Building $239,064$256,564 Land $17,500 Building $239,064
2022$4,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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