Lubbock County property record for 10401 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 2004 |
| Lot Size | 0.146 acres (6,366 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R173060 |
| Primary APN | R173060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,756 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,366 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10401 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBROOK L 253 |
| Legal Subdivision | STONEBROOK |
| Legal Lot Number | 2530 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10511 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2025 | Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| May 4, 2020 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jan 24, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2025 |
| Deed Sale | Aug 8, 2025 |
| Prior Sale | May 4, 2020 |
| Deed Document Number | 2025030834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 8, 2025 |
| Property Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000030834 |
| Map Reference | VOL 8099 PG 218 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025030834 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000030835 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 2025030835 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 4, 2020 |
| Property Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000017144 |
| Map Reference | VOL 8099 PG 218 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020017144 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE ONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000017145 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020017145 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10401 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000003390 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10401 ELGIN AVE LUBBOCK TX 794236120, LUBBOCK, TX 79423-6120 |
| Document Number | 0000003390 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 3390 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,231.00 (-9.42%) Homeowner's exemption | $235,129 (+4.26%) Land $17,500 Building $217,629 | $235,129 (-0.53%) Land $17,500 Building $217,629 |
| 2024 | $3,567.00 (-0.25%) | ||
| 2023 | $3,576.00 (-13.77%) Homeowner's exemption | $225,531 Land $17,500 Building $218,887 | $236,387 Land $17,500 Building $218,887 |
| 2022 | $4,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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