Lubbock County property record for 10403 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2005 |
| Lot Size | 0.146 acres (6,363 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,171 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R173059 |
| Primary APN | R173059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,698 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,363 sqft (0.146 acres) |
| Lot Dimensions | 106 ft deep x 60 ft wide |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10403 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBROOK L 252 |
| Legal Subdivision | STONEBROOK |
| Legal Lot Number | 2520 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10511 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PEOPLES BANK |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 |
| Deed Sale | Dec 27, 2022 |
| Prior Sale | Feb 21, 2018 |
| Deed Document Number | 2022057042 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Dec 27, 2022 |
| Property Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000057042 |
| Map Reference | VOL 8099 PG 218 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022057042 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000057043 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022057043 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038816 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018038816 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 21, 2018 |
| Property Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000006013 |
| Map Reference | VOL8099 PG218 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2018006013 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10403 ELGIN AVE, LUBBOCK, TX 79423-6120 |
| Document Number | 0000006014 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 2018006014 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,171.00 (-9.61%) Homeowner's exemption | $232,246 (-0.5%) Land $17,500 Building $214,746 | $232,246 (-0.5%) Land $17,500 Building $214,746 |
| 2024 | $3,508.00 (-28.57%) | ||
| 2023 | $4,911.00 (+20.13%) Homeowner's exemption | $233,422 (+15.29%) Land $17,500 Building $215,922 | $233,422 (+14.42%) Land $17,500 Building $215,922 |
| 2022 | $4,088.00 Homeowner's exemption | $202,469 Land $17,500 Building $186,511 | $204,011 Land $17,500 Building $186,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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