10403 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10403 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,632 sqft · built 2018
Lot Size	0.355 acres (15,492 sqft)
Owner	Individual Name on Record
Last Sale	$553,000 (Jan 2019)
Tax Bill	$6,016 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-49`

Property Details

APN / Parcel Number

Primary APN	`139-366-49`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,632 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	15,492 sqft (0.355 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	139-366-49
Street Address	10403 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L105 M61-466/467
Legal Subdivision	SUMMERWOOD MAP 10
Legal Lot Number	105
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1019
Census Tract	5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Sep 19, 2018	Loan Modification, Mortgage · Line of Credit SUNTRUST BK
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	0033246381
Deed Book / Page	33246 / 381
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130337
Date	Sep 30, 2019
Book Page	33897/672
Instrument	2019130337

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110535
Date	Jul 21, 2020
Book Page	34828/880
Instrument	2020110535

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 25, 2019
Property Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000009071
Book / Page	33246 / 381
Map Reference	MB 61 PG 466&467
Instrument Date	Jan 25, 2019
Instrument	2019009071
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 8008, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000009072
Date	Jan 25, 2019
Instrument	2019009072

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 19, 2018
Property Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Book / Page	032983 / 000811
Instrument Date	Sep 18, 2018
Instrument	118326
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Mortgage

Document Number	0000118326
Date	Sep 19, 2018
Book Page	032983/000811
Instrument	118326

Lender

Name	SUNTRUST BK
Type	Bank
Address	4555 MANSELL RD # 100, ALPHARETTA, GA 30022-8278

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2018
Property Address	10403 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000017002
Book / Page	032463 / 000824
Instrument Date	Feb 12, 2018
Instrument	17002
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,248.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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