10313 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10313 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,928 sqft · built 2019
Lot Size	0.321 acres (14,024 sqft)
Owner	Individual Name on Record
Last Sale	$543,500 (Jun 2019)
Tax Bill	$6,062 (2023)
Deeds & Mortgages	Feb 2026 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-46`

Property Details

APN / Parcel Number

Primary APN	`139-366-46`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,928 sqft Heated Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	14,024 sqft (0.321 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	139-366-46
Street Address	10313 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L102 M61-466
Legal Subdivision	SUMMERWOOD MAP 11
Legal Lot Number	102
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1019
Census Tract	5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
May 2, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 20, 2019	Special Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
May 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	0033602987
Deed Book / Page	33602 / 987
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630

Mortgage

Document Number	0000016969
Date	Feb 20, 2026
Book Page	40213/130
Instrument	2026016969

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630

Mortgage

Document Number	0000066791
Date	May 2, 2022
Book Page	37302/159
Instrument	2022066791

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069706
Date	May 15, 2020
Book Page	34578/774
Instrument	2020069706

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 20, 2019
Property Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Document Number	0000076457
Book / Page	33602 / 987
Map Reference	MB 61 PG 466&467
Instrument Date	Jun 20, 2019
Instrument	2019076457
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR, 8008, CHARLOTTE, NC 28226-4552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630

Mortgage

Document Number	0000076458
Date	Jun 20, 2019
Instrument	2019076458

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 15, 2018
Property Address	10313 SABLE CAP RD, MINT HILL, NC 28227-3630
Document Number	0000058799
Book / Page	032677 / 000822
Instrument Date	May 14, 2018
Instrument	58799
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,248.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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