Cook County property record for 1040 Valley Stream Dr, Wheeling, IL 60090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1963 |
| Lot Size | 0.183 acres (7,981 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Dec 2022) |
| Tax Bill | $8,043 (2023) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-03-301-063 |
| Primary APN | 03-03-301-063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,981 sqft (0.183 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 VALLEY STREAM DR |
|---|---|
| City | WHEELING |
| State | IL |
| Zip | 60090-3951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HOLLYWOOD) RIDGE (UNIT4) A RESUB IN OWNERS DIVN OF B UFFALO CREEK FARMS SUB OF PT SECS2-4,9-10 SEC 03-42-11 |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 03 |
| Legal Subdivision | HOLLYWOOD RIDGE UNIT4 |
| Legal Lot Number | 334 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | WHEELING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 802404 |
Source: Cook County records · APN 03-03-301-063
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 VALLEY STREAM DR, WHEELING, IL 60090-3951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST |
| Sep 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Prior Sale | Sep 16, 2021 · Amount on Record |
| Deed Document Number | 202255152 |
| Prior Transfer Date | Oct 03, 2008 |
| Prior Transfer Doc | 0000056013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 05, 2022 |
| Property Address | 1040 VALLEY STREAM DR, WHEELING, IL 60090-3951 |
| Document Number | 0033955152 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 2233955152 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | NOT AVAILABLE, PRECISION TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 VALLEY STREAM DR, WHEELING, IL 60090-3951 |
| Document Number | 0033955153 |
|---|---|
| Date | Dec 05, 2022 |
| Instrument | 2233955153 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 16, 2021 |
| Property Address | 1040 VALLEY STREAM DR, WHEELING, IL 60090-3951 |
| Document Number | 0025907655 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2125907655 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1040 VALLEY STREAM DR, WHEELING, IL 60090-3951 |
| Document Number | 0025907656 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2125907656 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Wheeling Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Wheeling Community Consolidated School District 21 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,000 (+37.51%) Land $7,183 Building $25,817 | $330,000 (+37.51%) Land $71,830 Building $258,170 | |
| 2023 | $8,043.00 (+4.86%) | ||
| 2022 | $7,670.00 | $23,999 Land $5,985 Building $18,014 | $239,990 Land $59,850 Building $180,140 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1978–2020) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 447 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEELING serves 39,725 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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