1045 Valley Stream Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1045 Valley Stream Dr, Wheeling, IL 60090 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1964
Lot Size	0.167 acres (7,290 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,048 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-03-308-021`

Property Details

APN / Parcel Number

Primary APN	`03-03-308-021`
Alternative APN	`03-03-308-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,290 sqft (0.167 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1045 VALLEY STREAM DR
City	WHEELING
State	IL
Zip	60090-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	42N
Legal Section	03
Legal Subdivision	HOLLYWOOD RIDGE UNIT4 A RESUB IN OWN
Legal Lot Number	389
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4004
Census Tract	802504

Owner

Source: Cook County records · APN 03-03-308-021

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1045 VALLEY STREAM DR, WHEELING, IL 60090-3984
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Aug 27, 2002 · Amount on Record
Deed Document Number	2022855142
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2022
Property Address	1045 VALLEY STREAM DR, WHEELING, IL 60090-3984
Document Number	0002855142
Instrument Date	Jan 19, 2022
Instrument	2202855142
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1045 VALLEY STREAM DR, WHEELING, IL 60090-3984

Mortgage

Document Number	0002855143
Date	Jan 28, 2022
Instrument	2202855143

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+14.82%) Land $6,561 Building $24,439	$310,000 (+14.82%) Land $65,610 Building $244,390
2023	$9,048.00 (+35.84%)
2022	$6,661.00 Homeowner's exemption Senior Citizen's exemption	$26,999 Land $5,467 Building $21,532	$269,990 Land $54,670 Building $215,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.