1032 Valley Stream Dr, Wheeling, IL 60090 Property Records

Cook County property record for 1032 Valley Stream Dr, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1965
Lot Size	0.185 acres (8,040 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Oct 2017)
Tax Bill	$6,597 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-03-301-061`

Property Details

APN / Parcel Number

Primary APN	`03-03-301-061`
Alternative APN	`03-03-301-061-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,040 sqft (0.185 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1032 VALLEY STREAM DR
City	WHEELING
State	IL
Zip	60090-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOLLYWOOD) RIDGE (UNIT4) A RESUB IN OWNERS DIVN OF B UFFALO CREEK FARMS SUB OF PT SECS2-4,9-10 SEC 03-42-11
Legal Range	11E
Legal Township	42N
Legal Section	03
Legal Subdivision	HOLLYWOOD RIDGE UNIT4
Legal Lot Number	332
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2009
Census Tract	802404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1032 VALLEY STREAM DR, WHEELING, IL 60090-3951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHPOINTE BK
Feb 21, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Sep 26, 1996 · Amount on Record
Deed Document Number	201739046
Last Transfer Date	Feb 12, 2018
Transfer Doc	0000001174
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1032 VALLEY STREAM DR, WHEELING, IL 60090-3951
Document Number	2102106036
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 VALLEY STREAM DR WHEELING IL 600903951, WHEELING, IL 60090-3951

Mortgage

Document Number	2102106036
Date	Jan 21, 2021
Instrument	2106036

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2036

Interest

Rate	2.37%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2018
Property Address	1032 VALLEY STREAM DR, WHEELING, IL 60090-3951
Document Number	1805201174
Instrument Date	Feb 12, 2018
Instrument	5201174
Transaction Type	Transfer
Record Updated	Mar 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1032 VALLEY STREAM DR WHEELING IL 600903951, WHEELING, IL 60090-3951

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 6, 2017
Property Address	1032 VALLEY STREAM DR, WHEELING, IL 60090-3951
Document Number	1727939046
Instrument Date	Oct 2, 2017
Instrument	27939046
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 COVE LN GLENVIEW IL 600253556, GLENVIEW, IL 60025-3556

Mortgage

Document Number	1727939047
Date	Oct 6, 2017
Instrument	27939047

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+26.09%) Land $7,236 Building $21,764	$290,000 (+26.09%) Land $72,360 Building $217,640
2023	$6,597.00 (+5.42%)
2022	$6,258.00 Homeowner's exemption	$23,000 Land $6,030 Building $16,970	$230,000 Land $60,300 Building $169,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1978–2020)
Claims Outside the SFHA	4 of 21
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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