1040 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 1040 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,250 sqft · built 2023
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (May 2023)
Tax Bill	$13,126 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S1100-004-B00`

Property Details

APN / Parcel Number

Primary APN	`S1100-004-B00`
Alternative APN	`26828`

Interior

Building Area	7,250 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Porch	Slab
Canopy	2,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26828
Street Address	1040 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	1.01 AC LOT 4
Legal Subdivision	SPRINGFIELD CITY OF
Legal Lot Number	4
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1035
Census Tract	30209

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 191, SPRINGFIELD, GA 31329-0191
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage RAHN SHERRY LYNN
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
May 4, 2023	Warranty Deed, Transfer
Nov 23, 2020	Warranty Deed, Transfer
Nov 20, 2018	Warranty Deed, Transfer
Mar 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on Record
Deed Sale	May 4, 2023 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20231103
Deed Book / Page	2846 / 221
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	002499/403
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	1040 S LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL ST
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002640/0000000605
Date	Nov 24, 2020
Book Page	0000002640/0000000605
Instrument	012329

Lender

Name	RAHN SHERRY LYNN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 1, 2032

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL SOUTH ST

Mortgage

Document Number	0000002871/0000000197
Date	Sep 15, 2023
Book Page	0000002871/0000000197
Instrument	2023007709

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 4, 2023
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002846/221
Book / Page	2846 / 221
Instrument Date	May 4, 2023
Instrument	2023-001103
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 PATRIOT DR, RINCON, GA 31326-3336

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 23, 2020
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002640/234
Book / Page	2640 / 234
Instrument Date	Nov 23, 2020
Instrument	2020-003406
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CYPRESS CREEK LN, GUYTON, GA 31312-7138

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 20, 2018
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002499/403
Book / Page	2499 / 403
Instrument Date	Nov 20, 2018
Instrument	2018-003232
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 UNION SPRING RD, CLYO, GA 31303-3832

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 16, 2018
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Document Number	002456/406
Book / Page	2456 / 406
Instrument Date	Mar 16, 2018
Instrument	2018-000602
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 PINE ST, EDEN, GA 31307

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,018 (+21.32%) Land $112,102 Building $313,916	$1,065,045 (+21.32%) Land $280,255 Building $784,790
2025	$13,126.00 (+99.06%)	$351,153 (+86.25%) Land $112,102 Building $239,051	$877,883 (+86.25%) Land $280,255 Building $597,628
2024	$6,594.00 (+488.75%)	$188,539 (+471.92%) Land $47,801 Building $140,738	$471,349 (+471.91%) Land $119,503 Building $351,846
2022	$1,120.00	$32,966 Land $32,966	$82,416 Land $82,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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