1020 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 1020 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,600 sqft · built 2007
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jul 2023)
Tax Bill	$7,050 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S1100-004-A00`

Property Details

APN / Parcel Number

Primary APN	`S1100-004-A00`
Alternative APN	`26827`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,600 sqft Total Area
Office	210 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Garage Area	1,390 sqft
Porch	Slab
Porch Area	2,880 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	26827
Street Address	1020 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-4926
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	1.01 AC LOT 5
Legal Subdivision	SPRINGFIELD CITY OF
Legal Lot Number	5
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1035
Census Tract	30209

Owner

1020 S Laurel St, a commercial property, is owned by a company that bought it in July 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	224 RALPH RAHN RD, RINCON, GA 31326-3101
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Oct 12, 2022	Warranty Deed, Transfer
Aug 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Book / Page	2862 / 492
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	002814/871
Record Updated	Oct 29, 2026

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 26, 2023
Property Address	1020 S LAUREL ST, SPRINGFIELD, GA 31329-4926
Document Number	002862/492
Book / Page	2862 / 492
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL ST, GA

Mortgage

Document Number	0002862494
Date	Jul 26, 2023
Instrument	2862/494

Lender

Name	RENASANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	54 Months
Due	Jan 1, 2028

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 12, 2022
Property Address	1020 S LAUREL ST, SPRINGFIELD, GA 31329-4926
Document Number	002814/871
Book / Page	2814 / 871
Instrument Date	Oct 12, 2022
Instrument	2022-003130
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 OLD TUSCULUM RD, SPRINGFIELD, GA 31329-4122

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 28, 2017
Property Address	1020 S LAUREL ST, SPRINGFIELD, GA 31329-4926
Document Number	002428/454
Book / Page	2428 / 454
Instrument Date	Aug 28, 2017
Instrument	2017-002584
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 306, SPRINGFIELD, GA 31329-0306

Tax Assessment & Valuation

The 2025 property tax bill for 1020 S Laurel St was $7,050.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,322 (+4.46%) Land $112,102 Building $85,220	$493,304 (+4.45%) Land $280,255 Building $213,049
2025	$7,050.00	$188,906 Land $112,102 Building $76,804	$472,265 Land $280,255 Building $192,010
2022	$3,606.00	$106,141 Land $32,966 Building $73,175	$265,354 Land $82,416 Building $182,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 S Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 S Laurel St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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