1015 S Laurel St, Springfield, GA 31329 Property Records

Effingham County property record for 1015 S Laurel St, Springfield, GA 31329

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,800 sqft · built 1976
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Jan 2026)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S1090-021-A00`

Property Details

APN / Parcel Number

Primary APN	`S1090-021-A00`
Alternative APN	`26796`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	4,800 sqft Total Area
Flooring	Tile
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Shed	1 Shed
Shed Area	1,750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26796
Street Address	1015 S LAUREL ST
City	SPRINGFIELD
State	GA
Zip	31329-4939
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	1.11 AC (SPLT S109-21A1) PLT 28/859
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2058
Census Tract	30205

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	842 BRANNENS BRIDGE RD, SYLVANIA, GA 30467-0952
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
Dec 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF NEWINGTON
Aug 21, 2020	Warranty Deed, Transfer
Aug 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Book / Page	3019 / 576
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	S LAUREL ST, SPRINGFIELD, GA 31329
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL SOUTH ST

Mortgage

Document Number	0000002886/0000000463
Date	Dec 15, 2023
Book Page	0000002886/0000000463

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2029

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 15, 2023
Property Address	1015 S LAUREL ST, SPRINGFIELD, GA 31329-4939
Document Number	002886/456
Book / Page	2886 / 456
Instrument Date	Dec 14, 2023
Instrument	D2023010138
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LAUREL SOUTH ST, GA

Mortgage

Document Number	0002886463
Date	Dec 15, 2023
Instrument	2886/463

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 21, 2020
Property Address	1015 S LAUREL ST, SPRINGFIELD, GA 31329-4939
Document Number	0002617/54
Book / Page	2617 / 54
Instrument Date	Aug 21, 2020
Instrument	2020-002322
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 NOEL C CONAWAY RD, GUYTON, GA 31312-6113

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 21, 2020
Property Address	1015 S LAUREL ST, SPRINGFIELD, GA 31329-4939
Document Number	0002617/53
Book / Page	2617 / 53
Instrument Date	Aug 21, 2020
Instrument	2020-002321
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 351, SPRINGFIELD, GA 31329-0351

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,488 (-) Land $67,704 Building $59,784	$318,721 (-) Land $169,261 Building $149,460
2025	$5,239.00 (+17.33%)	$127,488 (+211.2%) Land $67,704 Building $59,784	$318,721 (+211.2%) Land $169,261 Building $149,460
2022	$4,465.00	$40,966 Land $18,115 Building $22,851	$102,416 Land $45,288 Building $57,128

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 3,100 people · EPA ID GA1030002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

Nearby Properties on S Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures