1040 NE Big Berry Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1040 NE Big Berry Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,664 sqft · built 2005
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Jun 2026)
Tax Bill$3,018 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS8468-00-00003-0

Property Details

APN / Parcel Number

Primary APNS8468-00-00003-0
Alternative APN
  • 806319

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,664 sqft Living Area
1st Floor Area1,704 sqft
Upper Floors Area968 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area99 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area186 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1040 NE BIG BERRY LOOP
CityOAK HARBOR
StateWA
Zip98277-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBURY PARK PRD LOT 3
Legal SubdivisionWOODBURY PARK PRD
Legal Lot Number3
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group1
Census Block1011
Census Tract970402

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2202 HERON DR, B, OAK HARBOR, WA 98277-3395
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Document Number20264602468
Prior Transfer DateJul 8, 2010
Prior Transfer Doc0004276940
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateJun 30, 2026
Property Address1040 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005
Document Number0004602468
Instrument DateJun 23, 2026
Instrument20264602468
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$929,806.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004602469,
DateJun 30, 2026
Instrument20264602469
Lender
NameBARRETT FINANCIAL GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityOak Harbor City
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,018.00 (+183.65%)
2025$1,064.00 (-73.72%) Senior Citizen's exemption$522,031 (+6.75%) Land $170,000 Building $352,031$522,031 (+6.75%) Land $170,000 Building $352,031
2023$4,048.00$489,035 (+8.3%) Land $160,000 Building $329,035$489,035 (+8.3%) Land $160,000 Building $329,035
2022$451,575 Land $150,000 Building $301,575$451,575 Land $150,000 Building $301,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK HARBOR
serves 23,675 people · EPA ID WA5362650
Water SourcePurchased surface water from CITY OF ANACORTES
Last State InspectionJul 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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