1118 NE Big Berry Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1118 NE Big Berry Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,910 sqft · built 2006
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2024)
Tax Bill	$4,493 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8468-00-00007-0`

Property Details

APN / Parcel Number

Primary APN	`S8468-00-00007-0`
Alternative APN	`806323`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,910 sqft Living Area
Gross Area	2,481 sqft
1st Floor Area	931 sqft
Upper Floors Area	979 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1118 NE BIG BERRY LOOP
City	OAK HARBOR
State	WA
Zip	98277-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURY PARK PRD LOT 7
Legal Subdivision	WOODBURY PARK PRD
Legal Lot Number	7
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970402

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 12, 2020	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 6, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	May 29, 2024 · Amount on Record
Deed Document Number	20244572782
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	0004572781
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004528676
Date	Sep 9, 2021
Instrument	4528676

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006

Mortgage

Document Number	0004593203
Date	Nov 10, 2025
Instrument	4593203

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 12, 2020
Property Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006
Document Number	0004482962
Map Reference	VOL 13 PG 282&283
Instrument Date	Mar 6, 2020
Instrument	4482962
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND T&E OF ISLAND CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,749.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006

Mortgage

Document Number	0004482963
Date	Mar 12, 2020
Instrument	4482963

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 6, 2017
Property Address	1118 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7006
Document Number	0004420224
Instrument Date	Apr 4, 2017
Instrument	4420224
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,434.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5628 FALLBROOK CT FLEMING ISLAND FL 320038170, FLEMING ISLAND, FL 32003-8170

Mortgage

Document Number	4420225
Date	Apr 6, 2017
Instrument	4420225

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,493.00 (+9.16%)
2025	$4,116.00 (+5.48%)	$491,531 (+4.29%) Land $170,000 Building $321,531	$491,531 (+4.29%) Land $170,000 Building $321,531
2023	$3,902.00	$471,305 (+8.27%) Land $160,000 Building $311,305	$471,305 (+8.27%) Land $160,000 Building $311,305
2022		$435,287 Land $150,000 Building $285,287	$435,287 Land $150,000 Building $285,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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