1020 NE Big Berry Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 1020 NE Big Berry Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2005
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,000 (Oct 2022)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Oct 2022 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8468-00-00002-0`

Property Details

APN / Parcel Number

Primary APN	`S8468-00-00002-0`
Alternative APN	`806318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,551 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1020 NE BIG BERRY LOOP
City	OAK HARBOR
State	WA
Zip	98277-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURY PARK PRD LOT 2
Legal Subdivision	WOODBURY PARK PRD
Legal Lot Number	2
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970402

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 NE BERRY LOOP, OAK HARBOR, WA 98277
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer LAND TITLE AND ESCROW
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Jul 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES BANK
Apr 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Document Number	20224552237
Prior Transfer Date	Jun 30, 2017
Prior Transfer Doc	0004425523
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 6, 2022
Property Address	1020 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005
Document Number	0004552237
Map Reference	VOL 13 PG 282&283
Instrument Date	Oct 5, 2022
Instrument	4552237
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	LAND TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$6,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	1020 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004530660
Date	Oct 5, 2021
Instrument	4530660

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BURSON, CA 95225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Jul 3, 2017
Property Address	1020 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005
Document Number	0004425523
Map Reference	VOL13 PG282&283
Instrument Date	Jun 30, 2017
Instrument	4425523
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE ISLAND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3113-H ST, ANACORTES, WA 98221

Mortgage

Document Number	0004425524
Date	Jul 3, 2017
Instrument	4425524

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 4, 2017
Property Address	1020 NE BIG BERRY LOOP, OAK HARBOR, WA 98277-7005
Document Number	0004420085
Instrument Date	Mar 30, 2017
Instrument	4420085
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+18.18%)
2025		$457,228 (+3.76%) Land $170,000 Building $287,228	$457,228 (+3.76%) Land $170,000 Building $287,228
2023	$3,537.00	$440,644 (+11.69%) Land $160,000 Building $280,644	$440,644 (+11.69%) Land $160,000 Building $280,644
2022		$394,530 Land $150,000 Building $244,530	$394,530 Land $150,000 Building $244,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Ziply Fiber.

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