1040 Mitchell Ln, Versailles, KY 40383 Property Records

Woodford County property record for 1040 Mitchell Ln, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	built 2006
Lot Size	10.3 acres (452,980 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Aug 2022)
Tax Bill	$9,466 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`20-0000-004-06`

Property Details

APN / Parcel Number

Primary APN	`20-0000-004-06`
Alternative APNs	`17614` `34956`

Interior

Total Rooms	11 Rooms
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Concrete
Foundation Type	Concrete
Lot Area	452,980 sqft (10.3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	34956
Street Address	1040 MITCHELL LN
City	VERSAILLES
State	KY
Zip	40383-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 STORY
Legal Subdivision	LANCASTER PLACE
Legal Lot Number	6
Legal Unit	1
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	1
Census Block	1013
Census Tract	50105

Owner

Source: Woodford County records · APN 20-0000-004-06

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	157 POWERS RD, OAKDALE, TN 37829-2201
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed, Transfer · Stand-Alone First Mortgage ONE BANK OF TENNESSEE
Sep 09, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	153195
Deed Book / Page	D336 / 151
Record Updated	Jun 08, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 26, 2022
Property Address	1040 MITCHELL LN, VERSAILLES, KY 40383-9269
Document Number	00D336/151
Book / Page	D336 / 151
Map Reference	CAB D SL 170
Instrument Date	Aug 19, 2022
Instrument	153195
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 HART RD, 425, LEXINGTON, KY 40502-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 POWERS RD, OAKDALE, TN 37829-2201

Mortgage

Document Number	0000153196
Date	Aug 26, 2022
Instrument	153196

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Jun 15, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	1040 MITCHELL LN, VERSAILLES, KY 40383-9269
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 MITCHELL LN, VERSAILLES, KY 40383-9269

Mortgage

Document Number	M923/554
Date	Sep 09, 2021
Book Page	M923/554
Instrument	108739

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,466.00 (-8.42%)	$982,200 (-)	$982,200 (-)
2023	$10,336.00	$982,200	$982,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1989–2015)
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Severe Storms & Flooding, Feb 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 4 locations within half a mile of this property.

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