Woodford County property record for 1032 Mitchell Ln, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 2,855 sqft |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,148 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0000-004-04 |
| Primary APN | 20-0000-004-04 |
|---|---|
| Alternative APN |
|
| Building Area | 2,855 sqft Living Area |
|---|
| Lot Area | 67,518 sqft (1.55 acres) |
|---|
| Account Number | 30200 |
|---|---|
| Street Address | 1032 MITCHELL LN |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1.550 ACRE LOT |
| Legal Subdivision | LANCASTER PLACE |
| Legal Block | U-1 |
| Legal Lot Number | 4 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50105 |
Source: Woodford County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST COMPANY |
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Apr 10, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2017 |
| Transfer Doc | D299/497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Aug 19, 2026 |
| Property Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 0000302891 |
| Book / Page | 1033 / 602 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026302891 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 0000302891, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 1033/602 |
| Instrument | 2026302891 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 00M938/224 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | M938/224 |
| Instrument | 127697 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 7, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Apr 10, 2017 |
| Property Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | D299/497 |
| Book / Page | D299 / 497 |
| Map Reference | CAB D SL 64 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 34562 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1032 MITCHELL LN, VERSAILLES, KY 40383-9269 |
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,148.00 (-8.39%) | $740,000 (-) | $740,000 (-) |
| 2023 | $7,803.00 | $740,000 | $740,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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