Woodford County property record for 1020 Mitchell Ln, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,756 sqft · built 2005 |
| Lot Size | 33.7 acres (1,469,671 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,272 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0000-004-01 |
| Primary APN | 20-0000-004-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 4,756 sqft Living Area |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Lot Area | 1,469,671 sqft (33.7 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 19651 |
|---|---|
| Street Address | 1020 MITCHELL LN |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 STORY |
| Legal Subdivision | LANCASTER PLACE |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50105 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK STANTON KY |
| Nov 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES EXCHANGE BANK STANTON KY |
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES EXCHANGE BANK STANTON KY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2005 |
| Transfer Doc | 000231/540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 00M938/315 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | M938/315 |
| Instrument | 127744 |
| Name | PEOPLES EXCHANGE BANK STANTON KY |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 25, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 00M959/597 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | M959/597 |
| Instrument | 163488 |
| Name | PEOPLES EXCHANGE BANK STANTON KY |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Feb 17, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1020 MITCHELL LN, VERSAILLES, KY 40383-9269 |
| Document Number | 00M965/115 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | M965/115 |
| Instrument | 176161 |
| Name | PEOPLES EXCHANGE BANK STANTON KY |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 14, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,272.00 (-8.42%) | $1,066,400 (-) | $1,066,400 (-) |
| 2023 | $11,217.00 (+10.22%) | $1,066,400 (+9.61%) | $1,066,400 (+9.61%) |
| 2022 | $10,177.00 | $972,900 | $972,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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