Lincoln County property record for 1040 Locust St, Sutherland, NE 69165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1950 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Nov 2021) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0091520.00 |
| Primary APN | 0091520.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 946 sqft |
| Unfinished Basement | 815 sqft |
| Flooring | Laminate Plank |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 808 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1040 LOCUST ST |
|---|---|
| City | SUTHERLAND |
| State | NE |
| Zip | 69165-2084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | MC KINLEY'S SUB. (OF LOTS 14 & 15 OF CLARKSON'S SUB OF NW1/4 29-14-33) LOT 5; MAP NUMBER: 2871-29-0-00000-000-1520 |
| Legal Range | 33 |
| Legal Township | 14 |
| Legal Section | 29 |
| Legal Subdivision | MC KINLEY'S SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN NE |
| Township / Civil Division | SUTHERLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 959800 |
Source: Lincoln County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage TITLE SERVICES/THE PLAINS, TITLE SERVICES OF THE PLAINS |
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESTERN NEBRASKA BANK |
| Mar 12, 2021 | Deed, Transfer · Conventional Mortgage FIRST NEBRASKA BANK |
| Nov 13, 2018 | Intrafamily Transfer, Transfer |
| Sep 25, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2021 · Amount on Record |
| Deed Document Number | 20216679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | May 27, 2026 |
| Property Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0000002530 |
| Instrument Date | May 27, 2026 |
| Instrument | 20262530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICES/THE PLAINS, TITLE SERVICES OF THE PLAINS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0000002530, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20262530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Nov 19, 2021 |
| Property Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0202106679 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 202106679 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE SERVICES/PLAINS, TITLE SERVICES OF PLAINS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0202106680 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 202106680 |
| Name | WESTERN NEBRASKA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Mar 12, 2021 |
| Property Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0202101457 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 202101457 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE SERVICES/THE PLAINS, TITLE SERVICES OF THE PLAINS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202101458 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 202101458 |
| Name | FIRST NEBRASKA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Nov 13, 2018 |
| Property Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0201805326 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 201805326 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NE |
| Recording Date | Sep 25, 2018 |
| Property Address | 1040 LOCUST ST, SUTHERLAND, NE 69165-2084 |
| Document Number | 0201804462 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 201804462 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lincoln County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lincoln County |
| Municipality | Sutherland Village |
| Unified School District | Sutherland Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (-2.01%) | $197,357 (+24.19%) Land $26,300 Building $171,057 | $197,357 (+24.19%) Land $26,300 Building $171,057 |
| 2023 | $2,834.00 | $158,916 Land $18,100 Building $140,816 | $158,916 Land $18,100 Building $140,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SUTHERLAND serves 1,313 people · EPA ID NE3111111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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